YOU MAY BE A CAR ACCIDENT
AWAY FROM BANKRUPTCY
Catastrophic auto accidents can happen in an instant and
change your life forever. Michigan has the best model
for giving accident victims the medical products and
services they need, while preventing them from suffering
bankruptcy due to medical bills, which is the leading
cause of bankruptcy in the United States.
SHOW & STORY IDEAS:
1. Risks drivers don’t even know they’re taking.
About 800 traumatic brain injuries and 24 spinal cord
injuries occur each day as a result of auto accidents.
The treatment of and recovery from these injuries
can be extremely expensive; 1 million people file
bankruptcy due to medical bills each year.
2. What makes Michigan drivers’ insurance policy the
most valuable in the US?
For only slightly more than the national average,
drivers receive access to lifetime personal injury
3. Michigan delivers the best care in the country.
Michigan has some of the best rehabilitation
facilities in the world. These facilities have created
thousands of jobs, and people from other states and
countries have even moved to Michigan just to receive
4. Health insurance, Medicaid, Medicare, and other
forms of auto insurance all leave accident victims
Between visitation limits and strict improvement
requirements for rehabilitation, these systems are
unable to properly serve the needs of catastrophic
accident victims. More than 75% of the people who
file medical bankruptcy had health insurance at the
time of their injury.
5. Medicaid is breaking the budget in every state.
The Michigan model keeps auto accident victims out
of Medicaid, saving our state hundreds of millions of
6. Beware an insurance offer to “save you a few dollars”.
Policy-holders should know how the savings will
affect their coverage; insurers may be putting them in
John Gwynne Prosser II
President, NeuroTrauma Association
Vice President, Health Partners, Inc.
When the state of Michigan set up its
unique auto insurance system in 1973, they
probably didn’t know it would become the
gold standard for insurance in all of the
United States. People around the country
continue to lack access to essential medical
care that could dramatically improve their
quality of life. They are filing for bankruptcy
due to their unpaid medical bills; meanwhile
their medical providers are struggling to
make ends meet with perpetually dwindling
reimbursements. Michigan has a successful
model for insurance that solves these
problems while creating thousands of jobs
and saving billions in Medicaid costs, with a
$20 billion fund to prove it.
(248) 709–3079 | JProsser123@comcast.net | NeuroTraumaAssociation.com